Archive for 'tax'

Keeping Up With The Instant Asset Write-Off

In a move aimed at bolstering small business cash flow and reducing compliance costs, the Government has announced an extension of the $20,000 instant asset write-off for another 12 months.

This extension, part of the 2024–25 Budget released on 14 May 2024, will see the measure continue until 30 June 2025.

This initiative allows small businesses with an aggregated turnover of less than $10 million to immediately deduct the full cost of eligible assets costing less than $20,000. To qualify, these assets must be first used or installed and ready for use between 1 July 2023 and 30 June 2025.


Eligibility to use instant asset write-off on an asset depends on:

  • your aggregated turnover (the total ordinary income of your business and that of any associated businesses)
  • the date you purchased the asset
  • when it was first used or installed ready for use
  • the cost of the asset being less than the threshold.

You are not eligible to use the instant asset write-off on an asset if your aggregated turnover is $500 million or more.

If temporary full expensing applies to the asset, you do not apply the instant asset write-off.

How Does It Work?

The $20,000 threshold applies on a per-asset basis, providing substantial flexibility for small businesses to acquire and immediately write off multiple assets. This can be particularly beneficial for businesses looking to upgrade equipment, invest in new technology, or make other capital improvements without the burden of prolonged depreciation.

The immediate deduction is unavailable for assets valued at $20,000 or more. However, these higher-cost assets can still be placed into the small business simplified depreciation pool. This method allows businesses to depreciate the asset at a rate of 15% in the first income year and 30% each year thereafter, providing a structured yet advantageous depreciation timeline.

The continuation of this measure is designed to aid small businesses by improving their cash flow and reducing the administrative burden associated with asset depreciation.

By allowing immediate deductions on lower-cost assets, the government aims to incentivise investment and growth within the small business sector. However, this will be dependent on the individual circumstances of businesses as to whether or not they may benefit from this measure.

What About The Legislation Of This Measure? 

It’s important to note that while these measures have been announced, they are not yet law. The Treasury Laws Amendment (Support for Small Business and Charities and Other Measures) Bill 2023, which includes provisions for the $20,000 instant asset write-off for the 2023–24 income year, is still before Parliament.

Once passed, this legislation will formalise the extension and ensure small businesses can continue to benefit from these deductions through to the new deadline of 30 June 2025.

The $20,000 instant asset write-off extension could be a significant boost for small businesses, providing immediate financial relief and encouraging ongoing investment in business growth and development.

Small business owners should monitor the legislative process to ensure they can take full advantage of these provisions once they become law.

Speak With Us

If you have any questions about this measure or if it would be suited for your business, why not speak with one of our trusted team for answers? We are here to assist you with any questions or enquiries you may have in the lead-up to the end of the financial year.

Posted on 28 May '24 by , under tax. No Comments.

Tax & The Federal Budget

The Federal Budget dropped last week (14 May), with several key updates involving current measures, rebates and confirmation of the stage 3 tax cuts.

Energy Bill Relief Fund:

The Energy Bill Relief Fund is introducing a $300 rebate for households and a $325 rebate for eligible small businesses on their 2024-24 bills. This initiative extends the previous Budget’s Energy Price Relief Plan.

Extension of Instant Asset Write-Off:

Small businesses with an aggregated annual turnover of less than $10 million will retain the ability to immediately deduct the full cost of eligible assets costing less than $20,000 until 30 June 2025. This extension allows small businesses to instantly write off multiple assets, with assets valued at $20,000 or more being placed into the small business simplified depreciation pool.

Stage 3 Tax Cuts:

Effective from 1 July 2024, all taxpayers will benefit from tax cuts outlined by the federal government earlier this year. These reforms include reducing the 19% tax rate to 16%, lowering the 32.5% tax rate to 30%, increasing the threshold for the 37% tax rate from $120,000 to $135,000, and raising the threshold for the highest 45% tax rate from $180,000 to $190,000.

Strengthening of Foreign Resident Capital Gains Tax Regime:

The Government aims to enhance the foreign resident capital gains tax (CGT) regime to ensure equitable taxation for foreign residents in Australia. Amendments will come into effect from 1 July 2025, including clarifying and broadening the assets subject to CGT for foreign residents, transitioning to a 365-day testing period for the principal asset test, and requiring foreign residents to notify the ATO before executing transactions involving shares or other membership interests exceeding $20 million in value.

Posted on 20 May '24 by , under tax. No Comments.

What Your Tax Return Needs When Dealing With A Trust

Managing a trust comes with its share of responsibilities, especially regarding tax compliance.

To assist trustees and administrators, the ATO has provided a checklist that can be used to streamline the tax process. This is a crucial tool for ensuring that the trust’s affairs are managed efficiently and effectively in accordance with tax regulations.

Let’s delve deeper into what the Resolutions Checklist entails:

  1. Distribution Resolutions: One of the primary tasks is to determine how income will be distributed among beneficiaries for the financial year. This resolution must be documented and finalised before 30 June to optimise tax outcomes for the trust and its beneficiaries. Trustees must consider each beneficiary’s tax position and financial circumstances when making distribution decisions.
  2. Trustee Resolutions: Trustee decisions throughout the year, such as acquisitions or disposals of trust assets, loan agreements, or changes to the trust deed, need to be documented and ratified through resolutions. These resolutions serve as formal acknowledgments of the decisions made by the trustees and provide a clear record of the trust’s activities.
  3. Trust Income Allocation: Trust income comprises various components, including assessable income, exempt income, and deductions. Trustees must accurately determine and record each component to ensure compliance with tax laws. Proper recording and reporting of income and expenses are essential for tax purposes and may impact the tax liabilities of both the trust and its beneficiaries.
  4. Capital Gains Tax (CGT) Considerations: Trustees must review any CGT events during the year and determine the distribution of capital gains or losses among beneficiaries. CGT decisions can significantly affect the tax outcomes for both the trust and its beneficiaries, making careful consideration and documentation are essential.
  5. Streaming Resolutions: Some trust deeds allow for income streaming, which involves allocating specific types of income to beneficiaries based on their individual tax preferences or circumstances. Trustees need to make resolutions to implement income streaming effectively, considering the trust deed provisions and tax implications.
  6. Minutes and Records: All trustee resolutions and decisions must be documented in writing, including minutes of meetings and any supporting documentation. Proper record-keeping is crucial for demonstrating compliance with tax regulations and providing an audit trail of the trust’s activities.
  7. Trust Deed Review and Update: Regular review and, if necessary, updating of the trust deed are essential to ensure that it remains compliant with current laws and regulations. Trust deeds should accurately reflect the intentions of the trustees and beneficiaries and provide a solid legal foundation for the trust’s operations.

Trustees can streamline the tax compliance process and minimise the risk of errors or oversights.

However, seeking professional advice is essential if you’re unsure about any aspect of trust management or tax obligations. With proper planning, documentation, and compliance, trustees can ensure that their trusts operate smoothly and remain compliant with tax laws.

Why not start a conversation with us today to find out how we could assist you with your trust documentation?

Posted on 5 May '24 by , under tax. No Comments.

Navigating Eligibility: Medicare Levy Exemptions

The Medicare levy, an additional payment atop your taxable income tax, serves to support Australia’s public health system, Medicare.

Ordinarily, your employer includes this levy, typically set at 2% of your taxable income, in the pay-as-you-go amount withheld from your salary or wages.

But what about the additional Medicare levy surcharge (MLS)?

You’ll encounter the MLS if, along with your spouse and dependent children, you lack adequate private patient hospital cover and earn above a certain income threshold. The MLS adds to the Medicare levy.

To preempt future MLS payments, securing the appropriate level of private patient hospital cover for yourself, your spouse, and your dependents is advisable.

Medicare Levy Thresholds For Individuals

For the 2022–23 financial year, you did not have to pay the Medicare levy if your taxable income is equal to or less than the lower threshold. This should also be the case for the 2023-24 income year.

Your Medicare levy as an individual will be reduced if your taxable income is above the lower threshold and at or below the upper threshold. The ATO works out the reduction for you when you lodge your tax return.

If you were entitled to the SAPTO (seniors and pensioners tax offset), the taxable income’s lower threshold is $38,365, and the upper threshold is $47,956. Your Medicare levy would be reduced if it was between those two amounts (and you meet other possible criteria).

Other taxpayers may be eligible for a reduction if their taxable income is above the lower threshold ($24,276) and below the upper threshold ($30,345). You may still be eligible for a medicare levy reduction if you do not qualify for a medicare levy exemption.

Medicare Levy Reductions Based On Family Taxable Income

Family taxable income is either:

  • the combined taxable income of you and your spouse (including a spouse who died during the year)
  • your taxable income if you were a sole parent.

You might qualify for a Medicare levy reduction based on your family’s taxable income if you satisfy the following criteria:

  • Your individual taxable income exceeded $30,345 ($47,956 for seniors and pensioners entitled to SAPTO) in the 2022–23 fiscal year.
  • You meet one of the following conditions:
    • You are married or in a de facto relationship.
    • Your spouse passed away during the year, and you remained without another spouse by the year’s end.
    • You are entitled to an invalid and invalid carer tax offset for your child.
    • You are the sole caregiver of one or more dependent children.

If you have a spouse, it’s important to note that you may not receive SAPTO, even if you meet all eligibility requirements. This occurs because the tax offset amount is calculated based on your individual rebate income, not the combined rebate income of you and your spouse. Additionally, even if you qualify for SAPTO but do not receive the offset, it does not automatically entitle you to a Medicare levy reduction.

Unsure about the Medicare levy, or your own eligibility for reductions or exemptions? Start a discussion with us. We’re here to assist.

Posted on 29 April '24 by , under tax. No Comments.

8 Types Of Benefits That FBT Applies To

For businesses in Australia, providing fringe benefits to employees can be a valuable way to attract and retain talent, as well as incentivise performance.

However, employers need to understand their obligations regarding Fringe Benefits Tax (FBT). The Australian Taxation Office (ATO) administers FBT, a tax on certain non-cash benefits provided to employees in connection with their employment.

Let’s explore the types of fringe benefits subject to FBT to help businesses navigate this complex area of taxation.

  1. Car Fringe Benefits

One common type of fringe benefit is the provision of a car for the private use of employees. This includes company cars, cars leased by the employer, or even reimbursing employees for the costs of using their own cars for work-related travel.

  1. Housing Fringe Benefits

Employers may provide housing or accommodation to employees as part of their employment package. This can include providing rent-free or discounted accommodation, paying for utilities or maintenance, or providing housing allowances.

  1. Expense Payment Fringe Benefits

Expense payment fringe benefits arise when an employer reimburses or pays for expenses incurred by an employee, such as entertainment expenses, travel expenses, or professional association fees.

  1. Loan Fringe Benefits

If an employer provides loans to employees at low or no interest rates, the difference between the interest rate charged and the official rate set by the ATO may be considered a fringe benefit and subject to FBT.

  1. Property Fringe Benefits

Providing employees with property, such as goods or assets, can also result in fringe benefits. This can include items such as computers, phones, or other equipment provided for personal use.

  1. Living Away From Home Allowance (LAFHA)

When employers provide allowances to employees who need to live away from their usual residence for work purposes, such as for temporary work assignments or relocations, these allowances may be subject to FBT.

  1. Entertainment Fringe Benefits

Entertainment fringe benefits arise when employers provide entertainment or recreation to employees or their associates. This can include meals, tickets to events, holidays, or other leisure activities.

  1. Residual Fringe Benefits

Residual fringe benefits encompass any employee benefits that do not fall into one of the categories outlined above. This can include many miscellaneous benefits, such as gym memberships, childcare assistance, or gift vouchers.

Compliance With FBT Obligations

Employers must understand their FBT obligations and ensure compliance with relevant legislation and regulations. This includes accurately identifying and valuing fringe benefits, keeping detailed records, lodging FBT returns on time, and paying any FBT liability by the due date.

Fringe Benefits Tax (FBT) is an essential consideration for businesses that provide non-cash benefits to employees.

By understanding the types of fringe benefits subject to FBT, employers can ensure compliance with tax obligations and avoid potential penalties or liabilities.

Seeking professional advice from tax experts or consultants can also help businesses navigate the complexities of FBT and develop strategies to minimise tax exposure while maximising the value of employee benefits. Why not start a conversation with one of our trusted tax advisers today?

Posted on 14 April '24 by , under tax. No Comments.

An Employer’s Introduction To FBT

Fringe Benefits Tax (FBT) is a tax levied on particular benefits employers provide to their employees or their families.

It is separate from income tax and is calculated based on the taxable value of the fringe benefit provided. 

As an employer, it is crucial to understand your FBT obligations to ensure compliance with tax laws and regulations.

Who Pays FBT?

The responsibility for paying FBT lies with the employer, regardless of whether the benefit is provided directly by the employer or through a third party under an arrangement with the employer.

Calculating FBT

To determine the amount of FBT payable, employers must ‘gross up’ the taxable value of the benefits provided. 

This involves calculating the gross income equivalent that employees would need to earn at the highest marginal tax rate (including the Medicare levy) to acquire the benefits themselves. 

The FBT payable is calculated at 47% of the fringe benefits ‘grossed-up’ value.

Deductions & GST Credits

Employers can claim income tax deductions and GST credits for the cost of providing fringe benefits. Employers can claim the GST-exclusive amount as an income tax deduction if eligible for GST credits. 

However, if GST credits cannot be claimed, the full amount of the fringe benefit is deductible for income tax purposes. Additionally, employers can claim an income tax deduction for the FBT they must pay.

Employer Responsibilities

As an employer, it is essential to fulfil several responsibilities regarding FBT:

  • Identify Fringe Benefits: Determine the types of fringe benefits provided to employees.
  • Check for Concessions: Explore FBT concessions and strategies to reduce FBT liability. Some benefits may be exempt from FBT, while alternatives or concessions may be available to reduce liability.
  • Calculate Taxable Value: Accurately calculate the taxable value of fringe benefits provided.
  • Keep Records: Maintain detailed records, including employee declarations where necessary.
  • Lodge FBT Return: Lodge an FBT return and pay the FBT owed by the due date.
  • Report Fringe Benefits: If required, report each employee’s fringe benefits in their end-of-year payment information.

Navigating Fringe Benefits Tax (FBT) obligations can be complex for employers, but understanding these responsibilities is essential for compliance with tax laws. 

Employers can effectively meet their FBT obligations by identifying fringe benefits, exploring concessions, accurately calculating taxable values, maintaining records, and fulfilling reporting requirements. 

Seeking professional advice from tax experts or consultants can also provide valuable guidance and support in managing FBT compliance. Ultimately, staying informed and proactive is key to ensuring smooth FBT administration and avoiding penalties or liabilities.

Want to learn more about your potential FBT obligations? Speak with a trusted tax professional today. 

Posted on 8 April '24 by , under tax. No Comments.

Compliance in the WFH Landscape: Know The Right Method You Can Use To Claim Expenses

Ensure you’re up to date on how to claim your working-from-home expenses!

As the business landscape shifts back and forth between office, hybrid and home-based work opportunities, it’s important to remember what methods are available to you when it comes to claiming. If part of your role allows you to work from home, you may be able to claim certain expenses on your tax return this year using one of the following methods.

The Revised Fixed Rate Method:

Under the revised fixed rate method, individuals can claim 67 cents per hour worked from home during the relevant income year. This rate includes additional running expenses, such as home and mobile internet or data, phone usage, and electricity and gas for heating, cooling, and lighting. Importantly, using this method, you cannot claim separate deductions for these expenses.

To use this method, taxpayers must maintain records of the total number of hours worked from home and the expenses incurred while working at home. Additionally, they must keep records of expenses not covered by the fixed rate per work hour, demonstrating the work-related portion of those expenses.

What Records Do You Need?

Previously, taxpayers required a dedicated workspace at home. From 1st March 2023 onwards, the record-keeping requirement has shifted again, necessitating the recording of all hours worked from home as they occur.

How Does The Fixed Rate Method Work?

To utilise the revised fixed rate method:

  • Additional running expenses are incurred due to working from home.
  • Keep records of total work-from-home hours and incurred expenses.
  • Maintain records for expenses not covered by the fixed rate.

The Actual Cost Method:

Alternatively, taxpayers can opt for the actual cost method, where deductions are calculated based on actual additional expenses incurred while working from home. This includes expenses for depreciating assets, energy expenses, phone and internet, stationery, computer consumables, and cleaning dedicated home offices.

What Records Do You Need?

To claim work-from-home expenses using actual costs, you must maintain records showing:

  • The actual hours worked from home during the entire income year or a continuous 4-week period represents your usual working pattern at home.
  • Additional running expenses incurred while working from home.
  • How you calculated the deduction amount.
How Does The Actual Cost Method Work?

To claim actual expenses:

  • Incur additional running expenses due to working from home.
  • Keep records showing expenses incurred and the work-related portion of those expenses.

Australians need to understand their entitlements and tax deductions while working remotely.

Consulting with a tax advisor can provide valuable insights into available concessions, deductions, and offsets for your tax return.

By staying informed and adhering to ATO guidelines, taxpayers can ensure compliance and make the most of available deductions in the evolving landscape of remote work. Why not start a conversation with us today?

Posted on 25 March '24 by , under tax. No Comments.

What Counts As A Valid Self-Education Claim?

As the tax season draws near, individuals seeking to claim self-education expenses must navigate the pitfalls highlighted by the Australian Taxation Office (ATO).

While pursuing knowledge and skill enhancement is commendable, it’s crucial to ensure compliance with tax regulations to avoid audits and penalties. Recent ATO rulings underscore the importance of accuracy and documentation in self-education claims, shedding light on key criteria and potential areas of scrutiny.

Self-education expenses cover a broad spectrum, including course fees, materials, and travel costs. However, not all expenses are tax-deductible. The ATO emphasises that claims must directly relate to an individual’s current employment, contributing to skills or knowledge relevant to their profession.

This criterion serves somewhat as a litmus test to distinguish between legitimate and non-eligible expenses.

Documentation emerges as a linchpin in substantiating self-education claims. Taxpayers must maintain meticulous records, including receipts, invoices, and course outlines to support deductions.

Detailed documentation streamlines the tax filing process and provides tangible evidence of expenditure legitimacy, acting as a shield in the event of an audit.

One critical area of ATO scrutiny revolves around expenses with mixed purposes.

Only the portion directly attributable to work can be claimed if an expense serves personal and work-related purposes. This underscores the importance of discerning and segregating expenses for accurate deduction claims.

Moreover, taxpayers are advised to explore cost-effective alternatives before resorting to traditional study methods. With the proliferation of online courses and digital resources, individuals should consider economical avenues for self-improvement to optimise deductions while minimising expenditure.

Another caveat highlighted by the ATO pertains to the timing of expenses in relation to income generation. Generally, deductions are limited to expenses incurred after commencing employment or business activities in the relevant field. This ensures that claims are aligned with income-generating pursuits, discouraging premature or speculative deductions.

Staying abreast of evolving tax regulations and seeking professional advice are indispensable strategies for taxpayers. Qualified accountants or tax advisors can clarify permissible deductions and offer guidance in navigating the complexities of tax law.

While the ATO encourages continuous learning and professional development, it remains vigilant in upholding tax compliance standards. Individuals can optimise legitimate deductions by understanding eligibility criteria, maintaining comprehensive documentation, and exercising prudence in expenditure while mitigating the risk of audits or penalties.

Precision and compliance are paramount in self-education tax claims as tax season approaches. If questions arise, consult with a registered tax professional like us.

Posted on 20 March '24 by , under tax. No Comments.

7 FBT Considerations Your Business Should Bear In Mind This Season

For businesses operating in Australia, navigating the intricacies of the Fringe Benefits Tax (FBT) is essential to ensure compliance with tax regulations and minimise financial liabilities. FBT is a tax paid on certain employee benefits in addition to their salary or wages.

From understanding what constitutes a fringe benefit to managing FBT reporting requirements, here are the important considerations for Australian businesses.

What Constitutes a Fringe Benefit?

Businesses must understand what qualifies as a fringe benefit under Australian tax law. Fringe benefits can include perks such as company cars, health insurance, housing allowances, entertainment expenses, and more. Even seemingly minor benefits provided to employees may be subject to FBT, so it’s essential to review all employee benefits carefully to determine their tax implications.

Types of Fringe Benefits

Fringe benefits can be categorised into various types, each subject to specific tax treatment. Common types of fringe benefits include:

  • Car fringe benefits: These are provided when employers make cars available for private use by employees.
  • Expense payment fringe benefits: Reimbursements of expenses employees incur, such as entertainment or travel expenses.
  • Residual fringe benefits: Any benefits that don’t fall into the other categories, such as providing property or services.

Exemptions and Concessions

While many benefits provided to employees are subject to FBT, certain exemptions and concessions may apply. Small businesses with an annual turnover below a certain threshold may be eligible for FBT concessions. In contrast, certain benefits, such as work-related items or exempt vehicles, may be exempt from FBT altogether. Businesses must familiarise themselves with the available exemptions and concessions to minimise their FBT liability.

Record-Keeping Requirements

Accurate record-keeping is crucial for FBT compliance. Businesses must maintain detailed records of all fringe benefits provided to employees, including the type of benefit, its value, and the recipient’s details. These records are essential for calculating FBT liability and completing FBT returns accurately.

Calculating FBT Liability

Calculating FBT liability can be complex, as it involves determining the taxable value of each fringe benefit provided to employees. The taxable value is generally based on the cost of providing the benefit or the taxable value determined by specific valuation rules. Businesses must accurately calculate their FBT liability based on the applicable rates and thresholds set by the Australian Taxation Office (ATO).

FBT Reporting and Lodgment

Businesses are required to report and pay FBT annually to the ATO. FBT returns must be lodged by the due date, typically 21 May each year, and any FBT liability must be paid by this deadline. Failure to lodge FBT returns or pay FBT on time may result in penalties and interest charges, so businesses need to meet their reporting and lodgment obligations.

Seek Professional Advice

Given the complexities of FBT legislation and regulations, seeking professional advice from a qualified tax adviser or accountant is highly recommended. A tax adviser can provide tailored guidance on FBT compliance, help businesses identify potential FBT liabilities and exemptions, and assist with FBT reporting and lodgment.

Understanding FBT and its implications is essential for Australian businesses to ensure compliance with tax laws and minimise financial risks.

By familiarising themselves with the types of fringe benefits, exemptions, record-keeping requirements, calculating FBT liability, and seeking professional advice when needed, businesses can navigate the complexities of FBT with confidence and peace of mind.

Compliance with FBT regulations avoids penalties and fosters trust and transparency with employees and regulatory authorities.

Posted on 3 March '24 by , under tax. No Comments.

What You Need To Keep Records-Wise For Cryptocurrency

In the ever-evolving landscape of cryptocurrency, where digital assets can fluctuate in value within moments, keeping meticulous records is not just a good practice but a necessity.

Whether you’re a seasoned investor or a newcomer to the crypto world, maintaining accurate records of your transactions is crucial for tax compliance.

Here’s a comprehensive guide on what records to keep, tips for safeguarding them, and how long to retain them.

Crypto Asset Records You Should Keep

  • Receipts: Keep receipts for every instance of buying, transferring, or disposing of cryptocurrency.
  • Transaction Details: Record each transaction’s date, purpose, and counterparty (crypto asset address).
  • Exchange Records: Maintain records of transactions on cryptocurrency exchanges.
  • Value in Fiat Currency: Record the value of crypto assets in your local fiat currency at the time of each transaction.
  • Costs: Keep track of agent, accountant, legal costs, and any software costs related to managing your tax affairs.
  • Digital Wallet Records and Keys: Safeguard records of your digital wallets and encryption keys.
  • Software Costs: Record expenses related to software used for managing tax affairs.

Tips for Protecting Crypto Asset Records

Given the volatility and digital nature of cryptocurrencies, it’s imperative to safeguard your records against loss or corruption. Here are some tips:

  • Regular Export: Export your transaction history regularly to protect against loss of access to your accounts.
  • Set Reminders: Set reminders to export transaction history at least every three months.
  • Before Closing Accounts: Prior to closing an account, ensure you have exported the complete transaction history.
  • Use Reputable Services: Find a reputable Australian crypto tax calculator or service to sync your exchange and wallet accounts.
  • Blockchain Explorer: UtiliSe blockchain explorers or contact exchange customer service to recreate lost records.

How Long to Keep Records

The duration you should retain cryptocurrency records is crucial for tax compliance and potential audits. Here’s a guideline:

  • Keep records for 5 years: Maintain records for at least five years from the date you prepare or obtain them, when transactions or acts are complete, or the year the capital gains tax (CGT) event occurs.
  • Cover Amendment Period: Ensure records are kept long enough to cover your amendment period, typically 2 to 4 years for assessments that use information from the records.
  • Language and Format: Records must be in English or translatable to English and can be in electronic or paper format.

Maintaining comprehensive records of cryptocurrency transactions is vital for tax compliance and financial management. By following these guidelines and best practices, you can navigate the complexities of the crypto landscape with confidence and peace of mind.

For further assistance, speak with your licensed tax advisor.

Posted on 26 February '24 by , under tax. No Comments.